Frequently Asked Questions

WHAT IS TITLE INSURANCE?

Title Insurance protects the insured from losses as the result of claims on one’s ownership of land. If the title is insurable, the company guarantees the owner or lender against loss due to any defect in title and will compensate for any valid claims as well as pay for legal fees to defend the title. This is probably one of the most comforting features of Title Insurance.  The issuance of title insurance is not merely guess work, nor is it a wager.

WHAT IS A TITLE?

Title is your right to ownership and possession of your home or property.   It is the foundation of property ownership.  Title insurance helps protect you from problems that could affect your legal right to own your property.

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